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AIC Designated · Southwestern Ontario

Property
Appraisals
Done Right.

Trusted by lenders, lawyers, and homeowners across London, Woodstock, St. Thomas and all of Southwestern Ontario.

Order an Appraisal Our Services

24hr

Turnaround

25K+

Appraisals

Lender
Accepted^*

A, B & Private Lenders

25+

Years Experience

*Reports accepted by A lenders (major banks & credit unions), B lenders, and private lenders across Canada.

AIC Member CUSPAP Compliant Major Lenders Accepted 24hr Turnaround Secure & Confidential London ON Court-Ready Reports CRA Compliant AIC Member CUSPAP Compliant Major Lenders Accepted 24hr Turnaround Secure & Confidential London ON Court-Ready Reports CRA Compliant

Services

Every Appraisal Need,
One Trusted Source

Accurate, defensible reports across every property type — delivered on time, every time.

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Residential

Detached homes, semis, bungalows, and townhouses. Full interior reports accepted by all major Canadian lenders.

Most Common

Condos & Residential Income

Condominium units and 2–4 unit residential income properties. Larger multi-family (5+ units) assessed under commercial services with full income analysis.

2–4 Units Residential

Estate & Probate

Retrospective and current valuations accepted in court proceedings and estate distributions.

Court-Ready

Capital Gains & MPAC

Date-of-death and acquisition valuations for CRA capital gains reporting and assessment appeals.

CRA Compliant

Rural & Agricultural

Farmland, hobby farms, and rural residential across Middlesex, Elgin, Oxford, Huron, and surrounding counties.

Rural Specialists

Commercial & Review

Commercial valuations and independent appraisal review services for lenders and appraisal management companies.

AMC Compatible

Divorce & Matrimonial

Independent fair market valuations for matrimonial home division, separation agreements, and family court proceedings. Accepted by family law lawyers and courts across Ontario.

Family Court Ready

Stephen Otto - Principal Appraiser, Total Property Insight

25+

Years of
Experience

About

Your Local Expert in
Property Valuation

Stephen Otto

Principal Appraiser · AIC Designated

I specialize in personalized, high-quality real estate appraisal and consulting services across Southwestern Ontario — with a strong focus on client satisfaction, accuracy, and trust at every stage.

With over 25,000 appraisals and 50,000 appraisal reviews completed, I bring an unmatched depth of market knowledge to every file.

AIC Designated — All reports prepared to CUSPAP standards, accepted by major Canadian banks, credit unions, and courts.

Deep Local Knowledge — Every neighbourhood from Old South London to Port Stanley to Woodstock.

Reliable 24-Hour Turnaround — Consistent delivery every time. Rush 12-hour service available.

Flat-Rate Pricing — A firm quote before you commit. No surprises on delivery.

Why Choose an AIC Designated Member?

The Appraisal Institute of Canada (AIC) is the gold standard for property valuation. Only designated members — like Stephen — have completed rigorous education, thousands of supervised hours, and are bound by CUSPAP standards. Your report is accepted by every major Canadian bank, credit union, and court — no questions asked.

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How It Works

From Order to Report
in Four Steps

We handle everything — from your first click to your certified, signed report.

Submit Your Order

Fill out our secure online form. We confirm and quote within 2 business hours.

Schedule Inspection

We coordinate with your agent, tenant, or lockbox at a time that works for you.

Property Inspection

Your certified appraiser visits, photographs, measures, and records all relevant details.

Report Delivered

Certified PDF arrives by email within 24 hours of inspection, ready to submit.

The 24-Hour Promise

What happens after you hit Submit

0–2 hrs

Order ConfirmedStephen reviews your file and sends a firm quote & confirmation email.

2–4 hrs

Inspection BookedYour access contact is called and a visit time is locked in.

On-site

Property InspectedFull interior & exterior: measurements, photos, comparables researched.

Post-visit

Report Written & SignedCUSPAP-compliant report drafted, reviewed, and personally signed.

≤ 24 hrs

✓ Report DeliveredSigned PDF in your inbox — accepted by all major Canadian banks, lawyers & courts.

Client Reviews

Trusted Across
Southwestern Ontario

Get a Quote

Stephen was extremely accommodating with our property being out of town. Quick, efficient, and great attention to detail. My wife and I would highly recommend.

Kyle Millette

Homeowner · ★ Google

Steve at TPI does a great job for our clients. His appraisal reports are thorough, detailed, and easy to understand. Highly recommended.

Chris Bisson

Local Guide · London, ON · ★ Google

Great communication and timely service. Willing to go above and beyond to meet your requirements. A headache-free experience — will recommend to others.

Surqualb Ali

Local Guide · London, ON · ★ Google

Quick but extremely thorough, very polite and honest. Would recommend for any home appraisal needs.

Lawrence

Homeowner · London, ON · ★ Google

Total Property Insight

5.0

47 Google reviews

Kyle Millette

3 months ago

Stephen was extremely accommodating with our property being out of town. Quick, efficient, and great attention to detail. My wife and I would highly recommend.

Dana Spicer

8 months ago

Stephen is great — always responds quickly and his appraisal skills are top notch. A pleasure to work with.

Trisha Beausaert

6 months ago

Navigating the real estate market was daunting, but Stephen made it simple and stress-free. Couldn't have asked for better guidance.

Stephen is great — always responds quickly and his appraisal skills are top notch. A pleasure to work with.

Dana Spicer

Local Guide · London, ON · ★ Google

Residential Homes

Luxury Interiors

Premium Properties

Sample Report

What You're Getting

A certified, bank-accepted appraisal report — professionally formatted and delivered as a signed PDF.

Subject Property

Cover Page

Cover PageProperty address, client info, effective date, purpose and scope of work.

Market Analysis

Comparable Sales

Market Data

Market AnalysisRecent comparable sales, market trends, and neighbourhood adjustment analysis.

Final Value Opinion

Estimated Market Value

$■■■,■■■

Final Opinion

Value Opinion & SignatureFinal certified market value, reconciliation narrative, and Stephen's AIC designation signature.

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Place Your Order

Request an Appraisal

We confirm and quote within 2 business hours.

Property

Purpose

Contact

Tell us about the property

Property Address *

City *

Postal Code

Property Type *

Year Built

Approx. Sq Ft

Bedrooms

Bathrooms

Features (select all that apply)

Preparation Guide

How to Prepare for Your Appraisal

A well-prepared property means a smoother inspection and a faster report. Here's everything you need to know before Stephen arrives.

Access & Entry

✓Ensure all rooms, closets, and the attic hatch are accessible
✓Unlock the basement and any outbuildings (garage, shed)
✓Provide garage door openers or entry codes in advance
✓If a tenant is present, give them advance notice

Documents to Have Ready

✓List of recent upgrades with year completed and cost (roof, HVAC, kitchen, windows)
✓Any renovation permits or final inspections
✓Survey or plot plan (if available)
✓Condo status certificate or maintenance fee records (condos only)

Day-Of Preparation

✓Secure or remove pets from the property during the visit
✓Clear access to the electrical panel, furnace, and water heater
✓Remove clutter that blocks corners, closets, or storage areas
✓No need to deep clean — appraiser values condition, not cosmetics

Pro Tips From Stephen

✓Point out unique features the appraiser might not see (new insulation, backup generator, etc.)
✓Don't try to influence the value — it's a professional, objective process
✓The inspection takes 30–60 minutes — you don't need to follow the appraiser around
✓Have questions after? Stephen is available 7am–9pm, 7 days a week

Ready to book? Stephen will confirm within 2 business hours.

Order Your Appraisal

FAQ

Common Questions

How much does a home appraisal cost in London?

Residential fees typically range $350–$550. Condos, multi-family, rural, and commercial vary by complexity. We provide a firm quote before you commit.

How fast will I receive my appraisal report?

Standard reports are delivered within 24 hours of the property inspection. Rush 12-hour service is available for a surcharge.

Do I need to be home for the inspection?

No. Access can be arranged through a lockbox, real estate agent, tenant, or property manager. Just include the details when ordering.

Are your reports accepted by banks and lenders?

Yes. All reports comply with CUSPAP and are prepared by an AIC-designated appraiser — accepted by major Canadian banks, credit unions, and private lenders.

Can you do a retrospective or past-date appraisal?

Yes — retrospective appraisals are completed regularly for estate, CRA capital gains, and legal proceedings. Select the report type and enter your effective value date.

What areas do you serve?

London, St. Thomas, Woodstock, Ingersoll, Strathroy, Tillsonburg, Aylmer, Port Stanley, and communities across Middlesex, Elgin, Oxford, Lambton, and Huron counties.

Get Started

Order Your Appraisal Today

Fast, accurate, and accepted by major lenders.
Confirmed within 2 business hours.

Order Online Call (519) 619-9511

Resources

Appraisal Insights

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Estate Planning

How Appraisals Work for Estate & Probate in Ontario

When someone passes away, the estate must establish the fair market value of all property as of the date of death.

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Home Valuation

What Factors Most Affect Your Home's Appraised Value?

Appraisers weigh dozens of variables — from lot size and finishes to neighbourhood sales trends.

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Mortgage

Why Your Lender Requires an Independent Appraisal

Banks don't rely on listing prices or automated valuation models. A CUSPAP-compliant appraisal protects both borrower and lender.

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Capital Gains

CRA & Capital Gains: When You Need a Retroactive Appraisal

If you converted a property from principal residence to rental, you may need an appraisal backdated to the conversion date.

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(519) 619-9511

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Property
Appraisals
Done Right.